Archive for the Homeownership Category

Only 9 Beautiful Homesites Remaining in Clarkston, Michigan

Posted in Around Your Home, Homeownership, Lifestyle, Manors of Deerwood, New Homes, Worth Repeating with tags , , , , on July 14, 2015 by Kevin Fox

DW Lot 395Another beautiful homesite has been sold – there are only 9 sites remaining in The Manors of Deerwood. There are walkout and daylight lots available, ranging from 0.6 acre to 2.1 acres.

The Manors of Deerwood is located approximately 2 miles north of the Village of Clarkston, and is close to shopping and entertainment.

For more information on the homesites for sale, call Pat Hansen at 248-895-1115 or visit our website.

Another Beautiful Homesite Sold – Only 10 Remaining for Sale in Clarkston, Michigan

Posted in Construction, Homeownership, Lifestyle, Manors of Deerwood, New Homes, Worth Repeating with tags , , , , on June 16, 2015 by Kevin Fox

Now, you can purchase a homesite in one of Clarkston’s most desirable neighborhoods – – – The Manors of Deerwood. There are walkout and daylight lots available, ranging from 0.6 acre to 2.1 acres.

Manors of Deerwood Lot (New Home) | Clarkston, Michigan | Robert R. Jones HomesThe Manors of Deerwood is located approximately 2 miles north of the Village of Clarkston, and is close to shopping and entertainment.

For more information on the homesites for sale, call Pat Hansen at 248-895-1115 or visit our website.

Only 11 Beautiful Homesites Available for Sale in Clarkston, Michigan

Posted in Homeownership, Lifestyle, Manors of Deerwood, New Homes, Worth Repeating with tags , , , , on October 9, 2014 by Kevin Fox

Deer on Manors of Deerwood Lot | Clarkston, MichiganThe Manors of Deerwood has always been one of Clarkston’s most desirable neighborhoods, with beautiful custom homes, rolling terrain and heavily treed homesites. Now, you can purchase a homesite and have your own builder construct your home.

  • Both walkout and daylight lots available
  • Large homesites from 0.6 acre to 2.1 acres
  • Clarkston Schools
  • Minutes from I-75 and the Village of Clarkston
  • Close to shopping and entertainment

The Manors of Deerwood is located approximately 2 miles north of the Village of Clarkston. The property was formerly farmland, but it is now nicely wooded. It is bordered of the East by Independence Oaks County Park and on the West by privately owned parcels. To the North are 30 acres of privately owned land, yet to be developed, and to the South are earlier phases of the Manors of Deerwood.

For more information on the homesites for sale, call Pat Hansen at 248-895-1115 or visit our website.

Homeownership: A New Year’s Resolution That Lasts

Posted in Homeownership, I Wish I'd Thought About That, Manors of Deerwood, New Homes with tags , , , , , , , on February 12, 2014 by Pat Hansen

Why not make this year’s resolution one that will last long into the future — long after you’ve stopped bothering to set the alarm an hour early to go for a run. Deciding to become a home owner is possibly the best resolution you can make.

According to a 2012 nationwide poll, 96 percent of home owners are happy with their decision to own, and 74 percent say that owning a home is the best long-term investment they can make.

Lot 389DW (Manors of Deerwood | Clarkston, Michigan)
Here are some tips
to help you make good decisions for your homeownership resolution:

  • First, figure out how much you can afford. This depends on factors including your credit rating, your current expenses, cost of a down payment and interest rates. Don’t forget that you will need a down payment up front and money to make monthly mortgage payments.
  • Check your credit report carefully. Inaccurate information on your credit report could result in lenders offering you loans with higher-than-market interest rates or denying your application altogether.
  • Then find a lender you trust and work well with. Ask your friends, family and neighbors who own their homes for recommendations. Work with a qualified lender on getting together a budget and collecting helpful advice before buying a home.
  • When shopping for a mortgage, consider all of your options. There are many choices in terms of a loan and not everyone is right for every buyer. Don’t forget to research Federal Housing Administration (www.fha.com) programs that offer loans with lower down payments. They are often a good option for first-time buyers.
  • Keep in mind that there are tax advantages to being a home owner that can help offset costs. Depending on your specific situation, often the closing costs and some other first year costs of purchasing a home are deductible. And the mortgage interest deduction (MID) enables many home owners to reduce their taxable income by the amount of interest paid on their mortgage loan each year. More than 70 percent of home owners with a mortgage are able to claim the MID in a given year.
  • The U.S. Housing and Urban Development website (portal.hud.gov) has loads of information for home buyers, including tools to help you figure out how much you can afford, how to shop for a loan, information on how to avoid predatory lending and an explanation of the settlement process.
  • Finally, learn about the neighborhoods where you are interested in buying. Visit areas you are interested in at different hours, talk to people who live there, and find a real estate agent that you trust and knows the neighborhoods you like.

With careful and thorough planning, you will be moving into your new home before you know it. If you have questions about the home buying process, visit nahb.org/timetobuy.

This article is courtesy of the National Association of Home Builders.

Prepare Your Home for Severe Winter Weather

Posted in Around Your Home, Home Maintenance, Homeownership, I Wish I'd Thought About That with tags , , , on January 15, 2014 by Pat Hansen

While not all parts of the country experience snow and ice storms and severe cold during the winter months, many do, and it is important to be prepared for winter weather before it strikes.

Snow Covered (Fairfield Home Plan | Clarkston, Michigan
The National Weather Service
calls winter storms “Deceptive Killers” because people don’t often die as a direct result of the weather, but due to hypothermia from prolonged exposure to cold or in traffic accidents caused by hazardous driving conditions. Winter weather can also knock out heat, power and communications services to your home, sometimes for days at a time.

Here are some tips from the Department of Homeland Services’ Federal Emergency Management Agency (FEMA) to help you keep your home and family safe and comfortable during the cold winter months and extreme winter weather.

  • Attic in need of insulationExtend the life of your fuel supply by winterizing your home. Insulate walls and attics, caulk and weather-strip doors and windows, and install storm windows. An economical alternative to storm windows is to cover them with plastic on the inside.
  • To help prevent pipes from freezing, insulate them with foam wrap or newspaper and turn on your faucets so they drip a tiny bit.
  • Debris in gutter needs to be clearedClear rain gutters so that they don’t fill with water, then freeze and tear away from your roof due to the added weight. Repair roof leaks and cut away tree branches that could fall on your home during a storm.
  • Make sure all your fuel-burning equipment is vented to the outside, and the vent openings are clear of debris and snow.
  • Learn how to shut off your main water valve in case your pipes do freeze and burst.
  • Furnace inspectionHave your heating equipment and chimney cleaned and inspected every year.
  • Hire a contractor to check the structural ability of your roof to sustain the weight of accumulated snow or water (in case the drains don’t work on flat roofs).

During the winter, many people turn to alternate heating and power sources. There is an increased risk of electric shock, house fire or carbon monoxide poisoning if the necessary safety precautions are not taken:

  • Keep fire extinguishers around the home, and make sure all family members know how to use them.
  • Never use a generator, grill, camp stove or other gasoline, propane, natural gas or charcoal burning device inside your home, garage, basement, crawl space or any partially enclosed area. Don’t place the unit near a door, window or vent where carbon monoxide could come indoors.

To learn more about routine maintenance, energy efficiency, safety and more in order to protect and properly care for your home, go to nahb.org/forconsumers.

This article is courtesy of the National Association of Home Builders.

Fourteen Beautiful Homesites For Sale in Clarkston, Michigan

Posted in Homeownership, Lifestyle, Manors of Deerwood, New Homes with tags , , , , on December 11, 2013 by Pat Hansen

The Deer on Manors of Deerwood Lot | Clarkston, MichiganManors of Deerwood has always been one of Clarkston’s most desirable neighborhoods, with beautiful custom homes, rolling terrain and heavily treed homesites. Now, you can purchase a homesite and have your own builder construct your home.

  • Both walkout and daylight lots available
  • Large homesites from 0.6 acre to 2.1 acres
  • Clarkston Schools
  • Minutes from I-75 and the Village of Clarkston
  • Close to shopping and entertainment

The Manors of Deerwood is located approximately 2 miles north of the Village of Clarkston. The property was formerly farmland, but it is now nicely wooded. It is bordered of the East by Independence Oaks County Park and on the West by privately owned parcels. To the North are 30 acres of privately owned land, yet to be developed, and to the South are earlier phases of the Manors of Deerwood.

For more information on the homesites for sale, call Pat Hansen at 248-895-1115 or visit our website.

Homeownership Tax Incentives Still Important to Americans

Posted in Homeownership, Housing News, Tax Incentives with tags , , , on September 4, 2013 by Pat Hansen

As House and Senate lawmakers consider slashing tax breaks as part of their tax reform process, they should listen to the voters who put them in office and they will hear a loud and clear message: Americans overwhelmingly believe the mortgage interest deduction is an important middle-class tax provision that is worth keeping. The latest poll documenting this strong belief is a United Technologies/National Journal Congressional Connection Poll conducted in July 2013.

When the surveyed adults were asked how important it is to keep the mortgage interest deduction for people who own homes, 61 percent of respondents said it was “very important,” and an additional 25 percent said it was “somewhat important.”

The proposals that government policymakers are considering would greatly harm home owners, home buyers, the housing market and the nation’s economy—even though national policy has acknowledged the importance of the home in American family life for almost a century. These proposals include threats to the mortgage interest deduction, instituting a standard 20 percent downpayment on home loans, and ending the federal backstop for housing, which would make the 30-year mortgage less accessible and more expensive.

Americans’ opinions on these issues have remained consistent, even as the economy has struggled to recover from the recession.

Surveys conducted in 2011 and 2012 on behalf of the National Association of Home Builders by the Public Opinion Strategies and Lake Research Partners polling firms had similar results. Both surveys found that an overwhelming majority of American voters strongly value homeownership and would oppose efforts to weaken or eliminate the mortgage interest deduction or diminish a federal role to help qualified home buyers obtain affordable 30-year mortgages. And a 2011 New York Times/CBS News poll found that more than 90 percent of American adults said that it is important for the federal government to continue the mortgage interest deduction.

Owning a home has allowed generations of American families to build a sense of stability, pride and accomplishment. Homeownership has also always been – and continues to be – the single best long-term investment for most Americans, serving as a primary source of wealth and financial security, helping to provide for education, retirement and more for many households.

Homeownership contributes significantly to the nation’s economy as well.

Housing accounts for about 15 percent of the nation’s total economic output, including new construction of single-family and multifamily homes, remodeling and services provided by existing homes. Building 100 average single-family homes generates 305 jobs, $23.1 million in wage and business income, and $8.9 million in taxes and revenue for state, local and federal governments.

Politicians seeking to reduce the deficit by reducing or eliminating government incentives to own a home need to remember that Americans—and the American economy—remain committed to the American Dream of homeownership.

For more information on the value of homeownership, and how you can join the fight to protect it, go to ProtectHomeownership.com.

This article is courtesy of the National Association of Home Builders.

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